Privacy Policy

This Privacy Policy explains how ozeranivalo collects, uses, and protects your personal information. Last updated: September 11, 2025.

Information We Collect

We collect information you provide directly and automatically when using our services:

• Contact details (name, email, phone number)
• Financial information relevant to consultations
• Communication preferences and interaction history
• Technical data (IP address, browser type, usage patterns)

How We Use Your Information

We use your information to:

• Provide financial planning consultations and services
• Communicate with you about your subscription and services
• Improve our services and website functionality
• Comply with legal and regulatory requirements

Legal Basis for Processing

We process your personal data based on:

Legal Basis:: We process your data on the basis of consent and legitimate business interests in providing financial planning services.

Data Sharing

We may share your information in these limited circumstances:

• With service providers who assist in delivering our services
• When required by law or legal process
• To protect our rights or prevent fraud

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, or misuse.

Your Rights

You have the following rights regarding your personal data:

• Access - Request copies of your personal data
• Rectification - Request correction of inaccurate data
• Erasure - Request deletion of your personal data
• Portability - Request transfer of your data
• Object - Object to certain types of processing

Cookies and Tracking

We use cookies and similar technologies to enhance your experience and analyze website usage.

See our Cookie Policy for detailed information Cookie Policy

Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law.

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors.

Policy Updates

We may update this Privacy Policy periodically. Significant changes will be communicated via email or website notice.

Contact Us

For privacy-related questions or to exercise your rights, contact us at contact@ozeranivalo.com or +61 679-085-034.