Important Disclaimer
Past performance does not guarantee future results.
Financial planning involves risk. All financial decisions should be made with careful consideration of your personal circumstances.
This disclaimer governs your use of our website and services. By accessing our site, you acknowledge and agree to these terms.
General Information
The information provided on this website is for general informational purposes only. It should not be considered as professional advice for your specific situation. Individual results may vary based on personal circumstances and market conditions.
Professional Advice Disclaimer
The content on this website does not constitute professional financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
- We do not provide specific financial advice or recommendations regarding particular securities or financial products.
- Our services do not include investment recommendations or portfolio management advice.
- We do not provide legal advice. Consult with a qualified attorney for legal matters.
- Tax implications vary by individual circumstances. Consult with a tax professional for specific tax advice.
Information Accuracy
While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of this information. Market conditions and regulations change frequently.
Limitation of Liability
To the maximum extent permitted by Australian law, we disclaim all liability for any loss or damage arising from your use of our services.
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages.
- Loss of profits or business opportunities
- Financial losses from decisions made based on our consultations
- Damages arising from technical issues or service interruptions
- Third-party actions or market volatility
Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the content, policies, or practices of external websites. Use of third-party sites is at your own risk.
No Warranties
Our services are provided "as is" without any express or implied warranties. We disclaim all warranties including merchantability, fitness for purpose, and non-infringement.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Jurisdiction and Governing Law
These terms are governed by Australian law and regulations applicable to financial services.
Applicable Law:: Laws of Australia and relevant state jurisdictions
Jurisdiction:: Australian courts shall have exclusive jurisdiction over any disputes
Local state and territory laws may also apply to certain aspects of our services.
Severability
If any provision of this disclaimer is found invalid, the remaining provisions shall continue in full force and effect.
Modifications
We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.
Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
Questions About This Disclaimer
If you have questions about this disclaimer, please contact us using the information below.
ozeranivalo
Level 15, 123 Collins Street, Melbourne VIC 3000
Email:: contact@ozeranivalo.com
Phone:: +61 679-085-034
Last updated: September 13, 2025
This disclaimer is subject to change. Please review it regularly.